If you are 70 ½ or older and facing Required Minimum Distributions from your IRA, you may benefit from Congress's reinstated tax provision – the so-called IRA charitable rollover. This provision allows eligible individuals to transfer up to $100,000 directly from an IRA to one or more qualified charitable organizations (such as St. Boniface!). The IRA withdrawal counts toward your RMD, but is not considered taxable income nor a tax deduction. Consult your financial advisors to determine whether this giving option is appropriate for you. Contact your IRA administrator for appropriate forms.